Calculate property taxes on any home in Texas. The average effective property tax rate is 1.8% — higher than the national average of 1.07%.
Annual Tax (Median Home)
$5,400
Monthly Tax
$450
Tax Rate
1.80%
Avg effective rate
vs. National Avg
+$2,190
National avg: 1.07%
| Home Value | $300,000 | Median home price in Texas (2025) |
| Effective Tax Rate | 1.80% | Texas statewide average |
| Annual Tax | $5,400 | Home value × effective rate |
| Monthly Tax | $450 | Annual ÷ 12 months |
| National Avg Rate | 1.07% | US average effective rate |
| vs. National (annual) | +$2,190 | Difference vs. national avg on same home |
Texas's effective property tax rate of 1.8% is higher than the national average of 1.07%. On the median home price of $300,000, homeowners pay approximately $5,400 per year — or $450 added to their monthly housing costs.
Property tax rates vary significantly within Texas by county and municipality. The effective rate represents taxes paid as a percentage of home market value. Some counties may assess property at a fraction of market value, so the nominal (millage) rate may differ from the effective rate shown here.
