Calculate mortgages, loans, auto financing, and personal debt payments
Estimate your monthly mortgage payment based on home price, down payment, loan term, and interest rate. View a detailed amortization breakdown showing how each payment splits between principal and interest over the life of the loan.
Determine monthly payments and total cost for any fixed-rate loan. Enter your loan amount, interest rate, and term to see a complete breakdown of principal, interest, and your payoff timeline.
Estimate your monthly car payment by entering the vehicle price, down payment, trade-in value, loan term, and interest rate. See exactly how much your auto loan will cost over time.
Plan your student loan repayment by calculating monthly payments under different plans. Enter your total loan balance, interest rate, and repayment term to understand your payoff timeline and total cost.
Estimate your monthly payment and total cost for a personal loan. Enter the loan amount, interest rate, and repayment term to compare different borrowing scenarios and find what fits your budget.
Find out how much you can borrow against your home equity and estimate monthly payments. Enter your home value, mortgage balance, and desired loan terms to see your borrowing power and costs.
Plan your debt-free journey by calculating payoff timelines using the snowball or avalanche method. Enter your debt balances, rates, and extra payments to see how quickly you can eliminate debt.
Determine if consolidating multiple debts into one loan will save you money. Compare your current total payments and interest against a single consolidation loan to see potential savings.
Analyze whether refinancing your mortgage will save you money. Compare your current loan against new terms to see monthly savings, total interest saved, and how long it takes to break even on closing costs.
Calculate the true cost of a loan by determining the APR, which includes interest, fees, and other charges. Compare loans accurately by looking beyond the stated interest rate to the full annual cost of borrowing.
Calculate simple interest on loans or savings. Enter the principal amount, annual interest rate, and time period to see total interest accrued and the final balance.
See the power of compound interest by calculating how your money grows over time. Enter your initial investment, regular contributions, interest rate, and compounding frequency to project your future balance.
Generate a detailed amortization schedule for any loan. See how each monthly payment is split between principal and interest, and track your remaining balance over the life of the loan.
Quickly calculate the monthly payment for any loan. Enter the amount, interest rate, and number of payments to find your exact monthly installment amount.
Estimate your monthly lease payment for a vehicle by entering the MSRP, negotiated price, residual value, money factor, and lease term. Understand the true cost of leasing versus buying.
Make an informed housing decision by comparing the total cost of renting versus buying over a specific period. Factor in home appreciation, tax benefits, maintenance, and the opportunity cost of your down payment.
Determine how much home you can afford based on your annual income, monthly debts, down payment, and local interest rates. Uses standard lender qualification ratios to provide a realistic home budget.
Determine how much to put down on a home and see its impact on your monthly payment, PMI requirements, and total loan cost. Compare different down payment scenarios side by side.
Determine how long it will take to pay off your credit card balance and how much interest you'll pay over time. Compare different payment strategies to find the fastest and most cost-effective way to become debt-free.
Estimate the closing costs for buying a home, including lender fees, title insurance, appraisal, taxes, and prepaid items. Know exactly how much cash you need at closing.
Evaluate the financial viability of a rental property investment. Calculate monthly cash flow, cap rate, cash-on-cash return, and total ROI based on purchase price, rental income, and operating expenses.
Check if you are underwater on your car or home loan by comparing your current loan balance against the asset's market value. See your equity position and how long until you reach positive equity.
Calculate the final balloon payment due at the end of a balloon loan, along with your regular monthly payments during the loan term. Understand the full cost of balloon mortgage or loan financing.
Compare two loan offers side by side to determine which option saves you more money. Analyze monthly payments, total interest costs, and overall loan expenses to make an informed borrowing decision.
See how switching from monthly to bi-weekly mortgage payments can save you thousands in interest and years on your loan. Compare both payment schedules to see the savings from making 26 half-payments per year.
Estimate your FHA loan monthly payment including the upfront and annual mortgage insurance premiums (MIP). FHA loans allow down payments as low as 3.5% and are designed for borrowers with moderate credit scores.
Estimate your VA loan monthly payment including the VA funding fee. VA loans offer eligible veterans and active-duty service members zero down payment, no PMI, and competitive interest rates.
Plan your savings strategy by calculating how much you need to save each month to reach your financial goal. Factor in your starting balance, target amount, time frame, and expected interest rate.
Calculate your debt-to-income (DTI) ratio to understand your borrowing capacity and loan eligibility. Lenders use DTI to evaluate your ability to manage monthly payments and repay debt based on your income.
Determine the right size for your emergency fund based on your monthly expenses, income stability, dependents, and financial situation. Get personalized recommendations for 3, 6, or 12 months of expenses.
Plan for your child's college education by calculating monthly savings needed to reach your education cost goal. Factor in current savings, expected tuition inflation, investment returns, and financial aid to create a realistic college funding plan.
Calculate simple interest for loans, savings, or investments. Enter the principal amount, interest rate, and time period to determine the total interest earned or owed using the straightforward simple interest formula.
Use the Rule of 72 to quickly estimate how long it will take for your investment to double in value. Simply divide 72 by your expected annual return rate to find the approximate number of years needed.