Should you pay extra on your mortgage or invest the difference? See which builds more wealth.
Under these assumptions
Pay Extra on Mortgage comes out ahead
+$68,681
net financial benefit difference
Paying Extra on Mortgage wins by $68,681 over 25 years. Your 8% investment return beats your 6.5% mortgage rate, making investing the smarter choice.
A model of the inputs above, not financial advice. Real outcomes depend on rates, taxes and choices this comparison does not include.
