Calculate your monthly mortgage payment in Kansas. Pre-filled with Kansas's median home price of $210,000 and an average property tax rate of 1.41%.
Est. Monthly Payment
$1,575
Principal & Interest
$1,240
Property Tax / mo
$247
Total Interest Paid
$257,293
| Home Price | $210,000 | Median home price in Kansas (2025) |
| Down Payment | 10% ($21,000) | Typical down payment percentage |
| Loan Amount | $189,000 | Home price minus down payment |
| Interest Rate | 6.86% | Approximate 30-year fixed rate (2025 avg) |
| Loan Term | 30 years | Most common mortgage term |
| Property Tax | 1.41% / year | Kansas average effective rate |
| Home Insurance | 0.5% / year | Approximate annual premium |
KHRC First Time Homebuyer Program, DPA programs
Cost of living: Low · Population: 2,937,880
Kansas has a median home price of approximately $210,000, placing it below the national median. With a 10% down payment of $21,000, a typical buyer would finance $189,000 over 30 years. At a 6.86% fixed rate, the monthly principal and interest payment comes to $1,240.
Property taxes in Kansas average 1.41% of the assessed home value annually — one of the moderate rates in the country. Combined with an estimated $88 for homeowners insurance, your all-in monthly housing cost is approximately $1,575.
Using the 28% housing cost guideline, you would need a gross annual income of approximately $67,487 to qualify comfortably. The median household income in Kansas is $59,597.
