Calculate your monthly mortgage payment in Wisconsin. Pre-filled with Wisconsin's median home price of $270,000 and an average property tax rate of 1.85%.
Est. Monthly Payment
$2,118
Principal & Interest
$1,589
Property Tax / mo
$416
Total Interest Paid
$329,053
| Home Price | $270,000 | Median home price in Wisconsin (2025) |
| Down Payment | 10% ($27,000) | Typical down payment percentage |
| Loan Amount | $243,000 | Home price minus down payment |
| Interest Rate | 6.83% | Approximate 30-year fixed rate (2025 avg) |
| Loan Term | 30 years | Most common mortgage term |
| Property Tax | 1.85% / year | Wisconsin average effective rate |
| Home Insurance | 0.5% / year | Approximate annual premium |
WHEDA Advantage, WHEDA Easy Close DPA
Cost of living: Moderate · Population: 5,893,718
Wisconsin has a median home price of approximately $270,000, placing it below the national median. With a 10% down payment of $27,000, a typical buyer would finance $243,000 over 30 years. At a 6.83% fixed rate, the monthly principal and interest payment comes to $1,589.
Property taxes in Wisconsin average 1.85% of the assessed home value annually — one of the higher rates in the country. Combined with an estimated $113 for homeowners insurance, your all-in monthly housing cost is approximately $2,118.
Using the 28% housing cost guideline, you would need a gross annual income of approximately $90,773 to qualify comfortably. The median household income in Wisconsin is $63,293.
