Calculate your monthly mortgage payment in Wyoming. Pre-filled with Wyoming's typical home value of $371,900 (Zillow Home Value Index, August 2026) and an effective property tax rate of 0.57% (Census ACS 2024 1-year, median taxes ÷ median home value).
Est. Monthly Payment
$2,317
Principal & Interest
$1,985
Property Tax / mo
$177
Total Interest Paid
$417,226
| Home Price | $371,900 | Typical home value in Wyoming — Zillow Home Value Index, August 2026 |
| Down Payment | 20% ($74,380) | Assumption — no sourced state average |
| Loan Amount | $297,520 | Home price minus down payment |
| Interest Rate | 7.03% | Freddie Mac PMMS national average, week of 2026-09-24 — not a Wyoming rate |
| Loan Term | 30 years | Assumption |
| Property Tax | 0.57% / year | Wyoming effective rate — Census ACS 2024 1-year, median taxes ÷ median home value |
| Home Insurance | 0.5% / year | Assumption — not a sourced premium |
Programs named for Wyoming: WCDA Spruce Up, Amortizing DPA, Advantage Program. This list has no recorded source or date and may be out of date — confirm current programs and eligibility with the Wyoming housing finance agency before you rely on it.
Cost of living: Moderate (index 94.4, MERIC (C2ER index), Second Quarter 2026) · Population: 588,753 (Census Bureau estimate, July 1, 2025)
Wyoming has a typical home value of about $371,900 (Zillow Home Value Index, August 2026), above the U.S. typical value of $368,700. With an assumed 20% down payment of $74,380, a buyer would finance $297,520 over 30 years. At the national 7.03% fixed rate, the monthly principal and interest payment comes to $1,985.
The effective property tax rate in Wyoming — median real estate taxes paid divided by median home value — is 0.57% per year (Census ACS 2024 1-year, median taxes ÷ median home value), against 0.89% for the U.S. Combined with an assumed $155 a month for homeowners insurance, the estimated all-in monthly housing cost is about $2,317.
Using the 28% housing cost guideline, you would need a gross annual income of approximately $99,317 to qualify comfortably. The median household income in Wyoming is $75,532 (Census ACS 2024 1-year).
